Archive for the "Finance & Money" Category

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Leaders Forced to Look at Cap on Credit Card Charges

Canada’s New Democrats made credit card fees the first official policy announcement in the Canadian federal election, appealing directly to frustrated voters feeling overwhelmed with debt and challenges to make payments. Will the third party’s position be met with interest – even action! – by the other parties? Only time will tell. The NDP in [...]

Should You Apply for a Credit Card?

Your first credit card means taking on new, bigger responsibilities. Are you ready? Are you disciplined? Can you resist the temptation to spend more money on more stuffthan you have money for? Credit cards bring the sense that one’s horizons are limitless, but they can also be budget-destroyers – if you don’t know how to [...]

Enjoy energy efficiency by means of cavity wall insulation

Thanks to the raised understanding of the need for energy conservation, a number of us are keen to accomplish what we can to lower both our carbon footprint and increase our energy efficiency. There are a number of ways that we are able to preserve energy from dealing with the air pollution caused by our [...]

Boosting Your Credit Score with a Secured Card

Even the worst credit score isn’t forever. Yesm when it comes to your credit score, you can rewrite history There are a numberr of tools available to to this. The tool we will look at today, very commony used to restore bad credit, is a secured credit card. Your credit score is the face you [...]

Understanding finances in North America

Newcomers arrive in North America and Europe all the time,and face a bigger learning challenge than just learning where the local school is and what colloquialisms actually mean. Social customs and financial process are usually new to them, as well. A Canadian survey revealed just how daunting these financial challenges can be. Canada and the [...]

Consumers’ worries about credit card debt, slow recovery

The recession is over. Long live the recession! Yes, sadly it is not all that over yet. Credit card debt remains unreasonably high, and this worries economists and market-watchers. If consumers reduce their spending, the recoveryu is at risk – a real danger according to the latest data available. Thanks to consumer concerns about rising [...]

Reviewing Credit Cards: MBNA Smart Cash

(The MBNA Smart Cash MasterCard…we review the benefits and considerations of this rewards credit card that is at once generous and stingy. Generous in rewards and stingy in who gets to benefit. If your credit history is good, this review could be for you. Credit cards are about more than just making purchases. They also [...]